John A. Consiglio

John A. Consiglio

Chairman of the Board of Special Commissioners (Fiscal Tribunal) in terms of Malta's Income Tax legislation, Lecturer, Department of Banking & Finance, Faculty of Economics, Management & Accountancy; University of Malta, Malta

Education 

 2005

Ph.D. (University of Malta), Dept. of Banking & Finance, with thesis on. on "Financial Services Sector Privatisation in the CEECs - Analaogising to the Maltese experience".

 1998

Master of Philosophy (M.Phil) in European Studies, with Distinction, (The University of Malta) - (First-ever graduate to be conferred with this degree by the University of Malta) - Thesis on "Key Post-1990 Changes in Western European Banking".

 1994

Master of Business Administration (MBA, Financial Services), (The University of Wales & Manchester Business School) - Thesis on "Capital Adequacy and Maltese Banking".

 1994

Financial Studies Diploma (The Chartered Institute of Bankers, London).

 1987

Higher Diploma in Business Law & Accountancy (The University of Malta).

 1985

Diploma in Law & Administration (The University of Malta).

 1977

Diploma in Journalism (The University of Malta). 

 1976

Associate, Malta Institute of Certified Secretaries & Administrators.

 1967

Diploma (Honours Level) in Business Italian (The Chartered Institute of Bankers)

 1966

Banking Diploma, (The Chartered Institute of Bankers, London).

 1964

Diploma in Business Studies (Malta College of Arts, Science & Technology).


Working Career

January 2001

Appointed by the President of Malta as Chairman of the Board of Special Commissioners (Fiscal Tribunal) in terms of Malta's Income Taxes legislation.

October 2000

Lecturer at The University of Malta on:
Banking Regulation, International Banking Law, and Maltese Financial Services Law in the Department of Banking & Finance in the Faculty of Economics, Management & Accountancy;
Banking in the EU, Issues in European Banking, EMU, The Euro, EU Trade Policy in the European Documentation & Research Centre;
The Economics of Sport in the Physical Education Department of the Faculty of Arts;
EMU in the Jean Monnet Programme of the Faculty of Law.
Examiner on B.Comm., B.Comm (Hons) Banking & Finance, B.A. (European Studies)., and M.A. (European Studies) courses;
B.A. (Hons), and M.A. Financial Services and European Studies theses supervisor and examiner.
International Economics, in the Mediterranean Academy of Diplomatic Studies, The University of Malta.

August 2000

Retired from the service of HSBC Bank Malta plc after a 42+ years banking career.
Position on retirement: Head, HSBC Bank Malta plc's EU Integration Dept,
Head Office with additional assistance functions to Head Strategic Planning Operations, and CEO's advisor on all EU related matters. 

1998

Bank's Project Leader for Introduction of the Euro. 

1995-2000

Mid-Med Bank/HSBC's representative on
 - Committee and Board of the Malta Commercial Banks Association
 - Central Bank of Malta EU Advisory Committee
 - National Working Committee on Deposit Protection Scheme
 - MCBA Technical Committee on Deposit Protection
 - MCBA Technical Committee on Consumer Protection Legislation Committee.

1995-1998

Assistant General Manager, later Executive Manager, Mid-Med Bank Head Office, responsible for Research and Overseas Offices

1992-1995

Senior Manager, Mid-Med Bank plc Qormi, Malta Branch. 

1991-1992

Appointed by Malta Government as Chairman & CEO Malta Countertrade Co.Ltd. 

1988-1991

Seconded by the bank to Malta Government for appointment as Managing Director of The Libyan Arab-Maltese Holding Co.Ltd - Consequential directorships on the boards of 13 associate/subsidiary companies in Malta & Libya, employing some 3500 people in industrial and services activities.

1985-1987

Assistant Manager (Commercial), Mid-Med Bank's main branch in Merchants Street, Valletta, Malta.

1980-1985

Various appointments as Branch Accountant, Assistant Manager (Advances), and Branch Manager with Mid-Med Bank Ltd.

1975-1979

Industrial Investment Promotion Manager with Investment Finance Bank Ltd (MMB subsidiary) working concurrently with the Malta Development Corporation.

1969-1974

Resident Instructor & Manager Staff Training Centre, Barclays Bank, Malta. During this period was responsible for extending the range of courses offered by the Training Centre to all facets of the bank's work, trained over 1000 employees on various courses, and was a member of the bank's Computer Implementation, and Currency Decimalisation, teams.

1969

Attended Junior Managers' and Staff Instructors' courses at Barclays Bank Staff Training Centre, London, followed by working periods in Head Office, London, (Advances, Credits, and Staff Training Departments), and Northumberland Avenue, London branch.

1967

Training and work period at Banca Nazionale del Lavoro, Via Vittorio Veneto branch Rome on a scholarship by the Italian Ministry for Foreign Affairs. Concurrently attended Rome University (La Sapienza) as external student. 

1958-1966

Joined Barclays Bank (Dominion, Colonial and Overseas) as Junior Clerk.

1956-1958

Teacher (Malta Government, Education Department). 


Other Professional Activity

1970-1971

Part-time Lecturer in Law Relating to Banking at the former Malta College of Arts, Science & Technology.

1969-1987

Council Member, Treasurer, Secretary, of the Malta Centre of The Chartered Institute of Bankers. Elected President in 1979 and led Malta delegation to the Institute's Centenary Celebrations in London. Elected to Fellowship of the CIOB in 1979 for services given to the Institute and banking education in Malta.

1977

Selected for the Institute of Bankers European Banking Study Tour in Belgium and the Netherlands after research prize competition on "The Impact of European Integration on in Europe".

1978

Fellow at the Salzburg Seminar on "Lifelong Education".

1988

Attended the Columbia University Graduate School of Business, New York, Executive Programme on "Managing Strategic Innovation and Change".

1989

Fellow on the First Commonwealth Top Management Fellowship Programme for Public  Enterprises, organized by the Commonwealth Fund for Technical Cooperation, the Indian Institute of Management, and the National Institute of Public Administration, Kuala Lumpur.

1990-1994

Appointed by H.G. The Archbishop of Malta as member of the Diocesan Finance Committee.

1993

Cranfield School of Management, Strategic Management Programme.

1997

Fellow, Salzburg Seminar on "EU: Widening vs Deepening".

1975-2000

Examiner in Economics and Economics & the Banks' Role in the Economy for The Chartered Institute of Bankers.  

Attended various other courses, and carried out various business assignments, in London, Rome, Belgium, Holland, Aberdeen, Algeria, Libya, Tunisia, Canada, Belgium, and Bahrain.

Private tutor, public examiner, and researcher in economics and banking.

Awarded the Institute of Bankers research awards (the L.E. Galea Prize) three times for economic research.

Winner of the Malta Broadcasting Authority Award for Best Educational Radio Programme of the Year, 2003, with radio series on "Banking in the EU".

Languages

English - fluently spoken, written, read.
Italian - fluently spoken, written, read.
French - fluently read and written, spoken sufficiently.
Spanish - read and understood.

Other interests

Classical Music, Journalism, Reading, Sports, Religious studies

Research & Publications

"Ekonomija Ghal Kulhadd" - Klabb Kotba Maltin, 1973 - (first ever textbook on basic economic theory published in the Maltese language).

"Breve Storia Bancaria Moderna di Malta" - Associazione Torinese Amici di Malta, Italy, 1983.

"Capital Adequacy & Maltese Banking" - (unpublished MBA thesis, 1994).

"Key Post-1990 Developments in Western European Banking" - (Unpublished M.Phil, European Studies
thesis, 1998).

"Economic Aspects of Banking in Malta" - Malta Centre Journal, 1966.

"The Banker's Social Role in Malta" - awarded L.E. Galea Research Prize 1969/70 - "Scientia, Malta, 1973).

"Some Thoughts as a Basis for Educational Progress in Malta" - Malta Centre Journal, 1973.

"Industry in Malta - A Close and Distant View" -  Malta Centre Journal, 1973

"On Widening the range and scope for Savings in the Maltese Economy",
"On the possibilities for structuring a political research function in Maltese banks"
Papers published in the Bank of Valletta Review, Malta.

"Two Decades Ago - A Comparative Exercise in Economic History" -  Malta Centre Journal 1975.

"The Malta Exchange Control Act 1972" - Italian version translation compiled for the Malta Coins Distribution Centre, Italian Embassy (Malta), and the Ministry of Justice, Malta.

"Maltese Bankers and the Press" - a sociological attitudes survey presented for the Diploma in Journalism of The University of Malta - (AZAD Perspektiv, Oct-Dec 1978, No.5).

"A Brief History of Maltese Banking" - series of articles published in "Heritage, the Encyclopaedia on Maltese Heritage".

"Oil Push Inflation in the Seventies" - (unpublished monograph).

Member of the founder-writers team of "The Maltese Economist" newspaper - now ceased publication.

"Banco di Roma's Mediterranean Thrust 1900-1952" -  research article being published in forthcoming issue of Storia 2000 by the Department of History, The University of Malta.

Several articles on banking, economics, management. and EU economic integration (particularly EMU  and the Euro) in local press. Regular contributor to local radio and TV programmes, and book reviewer.

Editor of Mid-Med Bank's "Statistical Briefing"  (quarterly statistics and economics publication) 1997-1999.

      Imminent publication of new books on:
"The History of Maltese Banking" - being published in 2005 by Progress Press Co.Ltd.

"The Privatisation Process in the Financial Services Industry of the Central & Eastern European Countries"

Conference paper on "The Growth & Stability Pact: the EU''s post Phase 3B of EMU Major Discipline Tool".

Two-lecture papers on "EMU" for the Jean Monnet Programme of lectures at the Faculty of Law at The University of Malta.

Campus FM, University of Malta Radio Station, winner of the Malta Broadcasting Authority Award for Best Educational Programme of the Year in 2003 with series on Banking in the EU. Also presenter of Radio magazine programmes on The Economy Around Us.

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