Hussein Abdou

Hussein Abdou

Lecturer in Finance & Banking, Associate of the Higher Education Academy, Salford Business School, The University of Salford – a Greater Manchester University, UK

Dr Hussein Abdou is a Lecturer in Finance & Banking at the University of Salford Business School, UK. He earned his PhD from The University of Plymouth Business School, UK. He is a member of The Management and Management Sciences Research Institute (MAMS), Centre for Economics and Finance Research at the University of Salford Business School, UK; a member of the RMA (Risk Management Association) Serving the Financial Services Industry (USA); and a member The American Finance Association (USA). Also he is affiliated with the Economics and Finance Research Unit of the Peninsula Centre for Sustainable Governance (PCSG) at The University of Plymouth Business School, UK. In addition, he is a member of the editorial board of the Journal of Banking & Finance Letters.

As an active researcher in finance, particularly in banking credit risk and credit scoring, he has published widely in international journals, including Expert Systems with Applications, The Journal of Risk Finance, International Journal of Managerial Finance, Journal of International Business Strategy, and Banks and Bank Systems.

RESEARCH 

His principal research interests lie in the field of finance and banking, and in particular credit scoring models. He has identified the currently used procedures in the Egyptian banking sector, and evaluated them. In addition he has applied more scientific methodologies. In particular, he has investigated the predictive ability of genetic programming and neural nets, as well as conventional techniques in evaluating consumer credit in Egyptian banks. 

His current and future research plans are to build on the foundations of his PhD to develop further models and tools in credit scoring techniques. Furthermore, the plan is to investigate the association between the scoring models and credit rating of the banks themselves, and credit risk evaluation models in both developed and undeveloped countries. Additionally, he is engaged in a number of multidisciplinary research work and activities in different areas, such as dividend policy, shipping finance, capital structure, credit card fraud, and value relevance of accounting information.

RECENT PUBLICATIONS IN INTERNATIONAL REFEREED JOURNALS

  • ‘Genetic Programming for Credit Scoring: The Case of Egyptian Public Sector Banks’, (2009), Expert Systems with Application, vol. 36, no. 9, pp. 11402-11417, (sole author).
  • ‘Credit scoring and decision-making in the Egyptian public sector banks’, (2009), International Journal of Managerial Finance, vol. 5, no. 4, pp. 391-406, (with Pointon, J). 
  • ‘Credit Card Fraud and Detection Techniques: A Review’, (2009), Banks and Bank Systems, vol. 4, no. 2, pp. 57-68, (with Delamaire, L. and Pointon J.).
  • ‘Virtual Team Processes: A conceptualization and application’ (2009), Problems and Perspectives in Management, vol. 7, no. 3, pp. 15-26, (with Dakrory, M.).
  • ‘An Evaluation of Alternative Scoring Models in Private Banking' (2009), Journal of Risk Finance, vol. 10, no. 1, pp. 38-53, (sole author). 
  • ‘Neural Nets Versus Conventional Techniques in Credit Scoring in Egyptian Banking’ (2008), Expert Systems With Applications, vol. 35, no. 3, 2008, pp.1275-1292, (with Pointon, J. and El-Masry, A.).
  • ‘On the Applicability of Credit Scoring Models in Egyptian Banks’ (2007), Banks and Bank Systems, vol. 2, no. 1, pp. 4-20, (with El-Masry, A. and Pointon, J.).
  • ‘Credit Scoring Models for personal Loans in the Egyptian Banking Sector’ (2006), Journal of International Business Strategy, vol. III, no. 1, pp. 64-77 (with Pointon, J. and El-Masry, A.).

TECHNICAL SKILLS

Statistical

Data Envelopment Analysis (DEA), Intra-Class Coefficient (ICC), Logistic Regression, Discriminant analysis, Probit Analysis, Weight of Evidence Measure; and Multinomial Regression used in different research methodologies and Publications. 

Genetic/ Neural  

Genetic Programming, Genetic Algorithms, Different Neural Networks; used in credit analysis for different research methodologies and Publications. 

Packages

DiscipulusTM Genetic-Programming Software, Neural Tools Professional Software, ScortoTM Credit Decision Software, SPSS, STATGRAPHIC Plus, Microsoft Excel. Advanced level use for dissertations and research publications.

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