Establishment and development of insurance supervision in Russia and Ukraine: retrospective review
- Author(s)
-
DOIhttp://dx.doi.org/10.21511/ins.08(1).2017.05
-
Article InfoVolume 8 2017, Issue #1, pp. 48-58
- Cited by
- 879 Views
-
234 Downloads
This work is licensed under a
Creative Commons Attribution-NonCommercial 4.0 International License
The article considers main historical stages of the establishment and development of insurance supervision system in Russia and Ukraine. The objective necessity and the essence of state regulation of insurance business, its basic directions and methods providing a combination of interests of policyholders, the state and insurance companies are revealed. Attention is paid to the tendencies of content convergence and insurance supervision in many countries as well as regulation of the insurance markets development. The changes and the implementation of the control and supervision function in the insurance field in recent history, the risks of tightening the regulatory regime are considered. The need to introduce effective regulatory and supervisory practices in insurance by the Russian megaregulator (Bank of Russia) and the National Financial Service of Ukraine is shown.
- Keywords
-
JEL Classification (Paper profile tab)N2, G220, G280
-
References31
-
Tables0
-
Figures0
-
- Arkhipov, A. P. (2015). О роли Банка России в развитии страховой деятельности [O roli Banka Rossii v razvitii strakhovoy deyatelnosti]. Proceedings of the XVI International scientific and practical conference (June 2-5, 2015, Yaroslavl): Strategy of development of insurance activity: first results, problems, perspectives (pp. 7-16). YarGU, ROSGOSSTRAKH.
- Arkhipov, A. P. (2017). Страховой надзор в России. Становление, использование зарубежного опыта, перспективы развития [Strakhovoy nadzor v Rossii. Stanovlenie, ispolzovanie zarubezhnogo opyta, perspektivy razvitiya] (184 p.). Moscow: RUSAINS.
- Buklemishev, O. V., Danilov, Yu. A., Kokorev, R. A. (2015). Мегарегулятор как результат эволюции финансового регулирования [Megaregulyator kak rezultat evolyutsii finansovogo regulirovaniya]. Vestnik Moskovskogo Universiteta, Ser. 6, Ekonomika, 4, 52-74.
- Danilov, Yu. (2012). Остановить монстра! [Ostanovit monstra!].
- Fogelson, Yu. B. (2012). Страховое право: теоретические основы и практика применения [Strakhovoe pravo: teoreticheskie osnovy i praktika primeneniya]. Moscow: Norma, Infra-М.
- Golitsyn, G. (2000). Российские страховые компании до революции [Rossiyskiye strakhovye kompanii do revolyutsii]. Investitsii plus, February 21, 2000.
- Gomellia, V. B. (2011). Страхование [Strakhovanie] (4th ed.). Moskovskaya finansovo-promyshlennaya akademiya.
- Gorevoy, Ye. D., Suslikov, V. N. (2012). История развития российского страхового законодательства [Istoriya razvitiya rossiyskogo strakhovogo zakonodatelstva]. Grazhdanskoe pravo, 2.
- Karpenko, V. M. (2010). Банкротство страховых организаций в России и ЕС [Bankrotstvo strakhovykh organizatsiy v Rossii i ES]. Informatsyonnyi bank “Postateinye kommentarii i knigi”.
- Khominich, I. P., Parfenova, L. B., Savvina, O. V. (2015). Страховой надзор в контексте глобальных реформ финансового регулирования [Strakhovoy nadzor v kontekste globalnykh reform finansovogo regulirovaniya]. Proceedings of the XVI International scientific and practical conference (June 2-5, 2015, Yaroslavl): Strategy of development of insurance activity: first results, problems, perspectives (pp. 7-16). YarGU, ROSGOSSTRAKH.
- Khominich, I., Trinchuk, V. (2013). Мегарегулятор финансовых институтов в России: влияние на страховой рынок [Megaregulyator finansovykh institutov v Rossii: vliyaniye na strakhovoy rynok]. Proceedings of the V International scientific and practical conference (February 19, 2013): Modern economy: concept and models of innovative development (pp. 326-330). Moscow: FGBOU VPO “REU im. G. V. Plekhanova”.
- Klapkiv, М., Klapkiv, Yu. (2003). Витоки національного страхового ринку України [Vytoky natsionalnogo strakhovogo rynku Ukrayiny] (275 p.), Ternopil, Kart-blansh.
- Kolomin, Ye. V., Arkhipov, A. P. (2001). К вопросу управления рисками в агропромышленном комплексе [K voprosy upravleniya riskami v agropromyshlennom komplekse]. Problemy prognozirovaniya, 5, 150-152.
- Kurylo, V., Kurylo, L., Zhovnirchyk, Ya., Kartashov, Ye., Sokol, S. (2017). The development of the insurance market of Ukraine amid the global trends in insurance. Investment Management and Financial Innovations, 14(1-1), 211-216.
- Maksakova, Ye. А. (2007). Страхование ипотечных кредитов в России (фрагменты истории) [Strakhovanie ipotechnykh kreditov v Rossii (fragmenty istorii)]. Bankovskoe pravo, 5.
- Moiseenko, M. B. (n.d.). Страховому надзору в России – 120 лет [Strakhovomu nadzoru v Rossii – 120 let].
- Pashko, I. (n.d.). Начать с чистого листа. Страховой сектор Украины получит новую и эффективную модель надзора [Nachat s chistogo lista. Strakhovoy sektor Ukrainy poluchit novuyu i effektivnuyu model nadzora].
- Raylian, A. I. (2005). Обзор нормативно-правового регулирования страхового дела в Российской империи [Obzor normativno-pravovogo regulirovaniya strakhovogo dela v Rossiyskoy imperii]. Advokatskaya praktika.
- Reverchuk, S. K. (Ed.), Syva, T. V., Kubiv, S. I., Vovchak, O. D. (2005). Історія страхування [Istoriya strakhuvannia] (213 p.), Кyiv, Znannia.
- Szczęśniak, M. (2003). Zarys dziejów ubezpieczeń na ziemiach polskich (378 p.). Warszawa: Wyższej Szkoły Ubezpieczeń i Bankowości (in Polish).
- Trynchuk, V. (2017). Management of visual communications in insurance companies (on the example of using icons in logos). Problems and Perspectives in Management, 15(2-2), 319-331.
- Zaletov, A. (n.d.). Страховая политика и стратегия ее формирования в условиях «идеального шторма» [Strakhovaya politika i strategiya yeyo formirovaniya v usloviyakh idealnogo shtorma].
- Zhuravin, S. G. (2005). Краткий курс истории страхования [Kratkiy kurs istorii strakhovaniya] (112 p.). Ankil.
- Декрет Совета Народных Комиссаров. Об организации Страхового дела в Российской Республике [Dekret Sovieta Narodnykh Komissarov. Ob organizatsii Strakhovogo dela v Rossiyskoy Respublike].
- Мегарегулятор та «спліт»: чи потрібні вони зараз на небанківському ринку України? [Megareguliator ta “split”: chy potribni vony zaraz na nebankivskomu rynku Ukrainy?]
- О мерах по дальнейшему развитию государственного страхования и повышению качества работы страховых органов [O merakh po dalneyshemu razvitiyu gosudarstvennogo strakhovaniya i povysheniyu kachestva raboty strakhovykh organov]. Postanovlenie Sovmina SSSR ot 30.08.1984 No. 932.
- Полное собрание законов Российской империи [Polnoye sobraniye zakonov Rossiyskoy imperii] (2nd ed.), vol. XXII. Saint Petersburg: Tipografiya II otdeleniya sobstvennoy E.I.V. kantselyarii.
- Положение о государственном страховании Союза Советских Социалистических Республик [Polozheniye o gosudarstvennom strakhovanii Soyuza Sovetskikh Sothialisticheskikh Respublik] (UTV. TSYK SSSR, SNK SSSR 18.09.1925).
- Про затвердження Положення про органи державного страхування в Українській РСР [Pro zatverdzennia Polozhennia pro organy derzhavnogo strakhuvannia v Ukrayinskiy RSR] vid 26 lystopada 1958 No. 1645.
- Страховые общества в России (2014). [Strakhovyye obshchestva v Rossii] (240 p.). Moscow: Chelovek.
- Цивільний кодекс УРСР, затверджений Постановою ЦВК УРСР від 16 грудня 1922 р. [Tsyvilnyi kodeks URSR, zatverdzhenyi Postanovoiu TsVK URSR].
-
Strategic view on the rental policy in the field of environmental management
Yuliia Halynska
doi: http://dx.doi.org/10.21511/ppm.16(1).2018.01
Problems and Perspectives in Management Volume 16, 2018 Issue #1 pp. 1-11 Views: 1459 Downloads: 202 TO CITE АНОТАЦІЯThe article proposes to consider a “new view” on the necessary changes in the rental policy in the field of environmental management. The main stages of the rental policy have been identified and analyzed, such as transformation of socio-economic relations; role of state regulation of the rental policy. Nowadays, in a context of transformation of rental policy and socio-economic relations, state administration should form social values through the environmental use and consumption of resources and implement a saving policy on the natural resource extraction. With the help of the implementation of the collaboration mechanism, the interests of the parties to the collaborative alliance regarding the redistribution of rental income received from the natural resource extraction may be taken into account.
In addition, attention was focused on the necessity of optimal distribution of rental income from the extraction of natural resources in the conditions of the collaborative alliance. The research showed that the convergence of interests in the system “state – society – fuel production enterprise” is today the priority form of cooperation in order to form the socio-environmental responsibility in the extraction and use of natural resources, to motivate behavior of the local community with the support of the scientific and expert group on the redistribution of part of the rental income on restoration and development of the territories, as well as to implement a saving policy on the use and consumption of resources in order to preserve them for future generations. -
The methods of state regulation of sustainable development of agrarian sector in Ukraine
Serhii Kozlovskyi 
,
Roman Grynyuk ,
Olga Baltremus ,
Anna Ivashchenko
doi: http://dx.doi.org/10.21511/ppm.15(2-2).2017.03
Problems and Perspectives in Management Volume 15, 2017 Issue #2 (cont. 2) pp. 332-343 Views: 1149 Downloads: 283 TO CITE АНОТАЦІЯIn this article the research of theoretical and methodological approaches to ensuring the sustainable development of the agrarian sector within the region based on the methods of state regulation was conducted. Regulatory and legal measures of the agrarian sectors sustainable development within the regions in crisis where conditions have been developed.
The structural scheme of the system of state regulation for pricing of the products in the agrarian sector has been developed. The algorithm for the state regulation of prices for the agrarian market is proposed.
It is proposed to construct of an effective management system of sustainability agrarian sector development of the region to combine all actions of management subjects of agrarian relations by the following elements: state regulation, market self-organization, management of agrarian sector.
Currently the most optimal agrarian sectors of the region have an innovative development scenario in which innovative resources are used, shifting resource-technological equilibrium in the direction of production growth through more efficient use of natural, financial and other resources as an additional source of sustainable development of the regional agrarian systems.
A targeted model of sustainable development of the Vinnitsa region agrarian sector has been developed on the basis of an innovative scenario that envisages achieving this by giving the agrarian sector of the region the main and basic guidelines of development by means of organizational and rational interaction of agroindustrial regional system with the external environment, ensuring its ability to self-development, efficiency of functioning, flexibility and adaptability. -
Main features of Ukrainian monetary policy during the post-crisis economy reformation
Taisiya Krushelnytska ,
Olena Kakhovska ,
Oleksandr Kurinnyi ,
Olga Matveieva
doi: http://dx.doi.org/10.21511/bbs.12(4-1).2017.07
Banks and Bank Systems Volume 12, 2017 Issue #4 pp. 189-202 Views: 1096 Downloads: 243 TO CITE АНОТАЦІЯThe article is devoted to the Ukrainian monetary policy in the period of post-crisis structural reformation. Overcoming consequences of the deepest in Ukraine’s new history economic, social and political crisis become a starting point for modernization of the whole administration system and policy provided. In that period, monetary policy has been changed significantly. It was provoked by necessity for state regulator to respond to act on complex of unexpected challenges. Main features of monetary policy in 2013–2016 (active regulation, stabilization and maintaining proper equilibrium in the economic system; implementation of IMF program; gradual intensification of administrative measures; inflation targeting; influencing the regime of floating exchange rate; prices stabilization; focusing on equilibrium in the balance of payments; mobilization operations restraining; growth of the monetary base; monetary policy measures have generally been a response to fiscal policy and geopolitical policy of Ukraine) are highlighted.
