Bank liquidity sensitivity after the impact of the bank-run phenomenon: The moderating role of state ownership
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Received December 4, 2024;Accepted February 4, 2025;Published March 20, 2025
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DOIhttp://dx.doi.org/10.21511/bbs.20(1).2025.21
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Article InfoVolume 20 2025, Issue #1, pp. 259-270
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The article investigates the impact of commercial banks’ liquidity sensitivity following the bank-run phenomenon. Using data from 25 Vietnamese commercial banks from 2010 to 2022, the Sys.GMM estimation results reveal that banks with more considerable equity capital and total assets exhibit higher liquidity sensitivity after a bank run. Additionally, larger banks are more likely to adopt liquidity management strategies that involve borrowing. The study also finds that banks with more substantial financial performance, higher loan-to-deposit ratios, and a more extensive spread between loan and deposit interest rates demonstrate lower liquidity sensitivity after experiencing a bank run, suggesting that these banks have more effective liquidity risk management strategies. Notably, for banks with a high proportion of state ownership, the liquidity sensitivity of all factors decreases following the bank-run event. The findings suggest several policy implications for bank managers regarding liquidity management and developing strategies to mitigate the effects of bank runs.
- Keywords
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JEL Classification (Paper profile tab)G21, G28, G30
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References26
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Tables6
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Figures1
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- Figure 1. Testing normal distribution
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- Table 1. Descriptive statistics
- Table 2. Correlation matrix and multicollinearity test
- Table 3. Model selection test, heteroskedasticity test, and autocorrelation test
- Table 4. Test of endogenous variables
- Table 5. SysGMM estimation results
- Table 6. State ownership interaction results
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Conceptualization
Chi Diem Ha Le, Nam Hai Pham
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Investigation
Chi Diem Ha Le
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Project administration
Chi Diem Ha Le
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Supervision
Chi Diem Ha Le
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Writing – original draft
Chi Diem Ha Le
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Writing – review & editing
Chi Diem Ha Le
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Data curation
Nam Hai Pham
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Formal Analysis
Nam Hai Pham
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Funding acquisition
Nam Hai Pham
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Methodology
Nam Hai Pham
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Conceptualization
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Short video marketing factors influencing the purchase intention of Generation Z in Vietnam
Thi Thuy An Ngo, Phu Quach
, Thanh Vinh Nguyen
, Anh Duy Nguyen
, Thi Minh Nguyet Nguyen
doi: http://dx.doi.org/10.21511/im.19(3).2023.04
Innovative Marketing Volume 19, 2023 Issue #3 pp. 34-50 Views: 4903 Downloads: 1786 TO CITE АНОТАЦІЯIn the digital age and technological advancements, short video platforms have become essential tools for online sales and marketing. In addition, shopping through short video marketing has gained significant attention, especially among Generation Z, as it brings unique and novel shopping experiences. The primary goal of this study is to explore the factors of short video marketing that influence the purchase intentions of Generation Z consumers in Vietnam. To conduct this study, a quantitative approach was employed, utilizing a 5-point Likert scale questionnaire administered online through a non-probability sampling method. The sample comprised 350 respondents aged between 16 and 26 from Vietnam, representing Generation Z, who made purchases through short video marketing. The relationships among various variables were analyzed using Structural Equation Modeling (SEM). The study’s results demonstrated a positive, significant, and direct relationship between all factors of short video marketing, including interesting content, perceived usefulness, scenario-based experience, user interaction, perceived enjoyment, and involvement of celebrities and consumer brand attitude. Among these factors, perceived usefulness is the most influential factor on customer brand attitude. In addition, the study revealed that consumer brand attitude, acting as a mediating variable, had a positive and significant impact on consumers’ purchase intentions. Based on the findings, the study suggested strategies for businesses to enhance the quality and content on short video platforms, thereby improving the effectiveness of their marketing strategies.
Acknowledgment
The authors express a sincere gratitude to all the participants who generously took part in this research study. -
Performance of deposit money banks and liquidity management in Nigeria
Adegbola Olubukola Otekunrin, Gabriel Damilola Fagboro
, Tony Ikechukwu Nwanji
, Festus Femi Asamu
, Babatunde Oluseyi Ajiboye
, Adebanjo Jospeh Falaye
doi: http://dx.doi.org/10.21511/bbs.14(3).2019.13
Banks and Bank Systems Volume 14, 2019 Issue #3 pp. 152-161 Views: 2944 Downloads: 875 TO CITE АНОТАЦІЯThis study examined the performance of selected quoted deposit banks of Nigeria and liquidity management. Secondary data used was extracted from the financial statements of 15 money deposit banks out of population of 17 deposit money banks on the Nigerian Stock Exchange (NSE) for 2012–2017 (six years). The descriptive research design was used. The data collected was analyzed using ordinary least square method (OLS). Liquidity management was measured using capital ratio (CTR), current ratio (CR) and cash ratio (CSR), while performance was measured using return on assets (ROA). Based on the results of the study, liquidity management proxied by capital ratio, current ratio and cash ratio and performance of the firm proxied by return on assets are positively related. The result shows that liquidity management is an essential factor in business operations and consequently leads to business profitability. Hence proper liquidity management helps solve the agency theory problem of agency costs that arise when control of companies is separated from the ownership, whereby managers are able to employ the firm’s resources for personal gains instead of maximizing the value of the firm or the shareholders’ wealth. The value of the firm and the shareholders’ wealth can be maximized through the firm’s profitability via effective and efficient liquidity management.
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The effects of social media live streaming commerce on Vietnamese Generation Z consumers’ purchase intention
Thi Thuy An Ngo, Chi Thanh Bui
, Huynh Khanh Long Chau
, Nguyen Phuc Nguyen Tran
doi: http://dx.doi.org/10.21511/im.19(4).2023.22
Innovative Marketing Volume 19, 2023 Issue #4 pp. 269-283 Views: 2643 Downloads: 2280 TO CITE АНОТАЦІЯSocial media live streaming commerce is an emerging and effective online shopping channel that integrates live streaming and e-commerce through social media platforms. This trend has gained significant attention, particularly from Generation Z, who are drawn to the interactive and entertaining aspects of shopping through live streaming. This study investigates factors affecting the purchase intention of Vietnamese Generation Z consumers in live streaming commerce on social media platforms, assessing the impact of six factors: entertainment, information quality, interactivity, perceived risk, peer customer evaluations and recommendations, and streamers. Using a non-probability sampling, an online survey was conducted among 344 consumers who possess prior experience with social media live streaming commerce. Data analysis used a partial least squares structural equation modeling technique. The findings revealed that increased entertainment, higher information quality, enhanced interactivity, positive peer customer evaluations and recommendations, and a more attractive and expert streamer positively impact purchase intention. Notably, streamers exhibited the most robust influence, while information quality demonstrated the weakest effect among the influencing factors. Conversely, perceived risk did not significantly hinder purchase intention, suggesting Generation Z consumers’ confidence in online transactions and their willingness to take risks for entertainment and interactivity in live streaming commerce. In light of these results, businesses are advised to elevate consumer purchase intentions by prioritizing aspects related to entertainment, information quality, interactivity, and peer customer evaluations. Prudent selection of streamers is highlighted as a pivotal strategy for organizations to effectively shape customer purchasing intentions.
Acknowledgment
The researchers express sincere gratitude to all the participants who generously participated in this study.